Fall 2023 Course Syllabus
Course: BUSI-1307 (Section: 4C, CRN: 92680)
Personal Finance
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Instructor Information
Instructor Jennifer Joyner
Email joynerja@lamarpa.edu
Phone (409) 984-6229
Office Madison Monroe Educational - Room: 228
Office Hours none


Additional Contact Information
Course Information
Description Personal and family accounts, budgets and budgetary control, bank accounts, charge accounts, borrowing, investing, insurance, standards of living, renting or home ownership, and wills and trust plans.
Required Textbooks Textbook Purchasing Statement: A student attending Lamar State College Port Arthur is not under any obligation to purchase a textbook from the college-affiliated bookstore. The same textbook may also be available from an independent retailer, including an online retailer.

Focus on Personal Finance: An Active Approach to Help You Achieve Financial Literacy, 7th edition, McGraw-Hill Education, 2022, by By Kapoor, Jack / Dlabay, Les / Hughes, Robert J.Loose Leaf: ISBN10: 1264111975 | ISBN13: 9781264111978

Additional Materials/Resources None.
Corequisites/Prerequisites None
Learning Outcomes 1. Understand how financial decisions made today can affect their future financial stability. 2. Possess the analytical tools they need to think intelligently about personal finance decisions. 3. Use sound reasoning skills in evaluating personal finance alternatives. 4. Be conversant on a variety of personal finance issues. 5. Understand the language and vocabulary of personal finance.
Program Student Learning Outcomes
Lecture Topics Outline

Course Introduction

Personal Financial Planning in Action (Chapter 1)

Money Management Skills (Chapter 2)

Financial Services: Savings Plans and Payment Accounts (Chapter 4)

Consumer Credit: Advantages, Disadvantages, Sources and Costs (Chapter 5)

Consumer Purchasing: Strategies and Wise Buying of Motor Vehicles (Chapter 6)

Selecting and Financing Housing (Chapter 7)

Bonds (Chapter 11)

Stocks (Chapter 12)

Taxes  (Chapter 3)

Major Assignments Schedule

Students should expect weekly assignments and discussions on the topics above. Unless otherwise noted, these will typically be due the following week after class. 

Exam Due Dates (SUBJECT TO CHANGE):

*Exam 1 over Chapters 1, 2 & 4-due the week of Oct. 2nd

*Exam 2 over Chapters 5, 6 & 7-  due the week of Oct. 30th

*Exam 3 over Chapters 11 & 12 - due the week of Dec. 4th

* Core Assessment Paper and Project- due the week of Nov.5th


Final Exam Date December 4, 2023 - 6:00 PM
Grading Scale 895 - 1000=A 795 - 894=B  695 - 794=C   595 - 694=D  Below 595 = F
Determination of
Final Grade

3 Exams (100 points each) , 9 Chapter Discussions (25 points each) ,

 8 Quizzes (25 points each), Core Assessment project and paper (150 points) Attendance ( 125 points )

Course Policies
Instructor Policies

Course Policies


Textbook/Supplies: The student will be responsible for any assignments given. 

Students will need a standard function calculator.


Assignments: Assignments will be weekly. This is subject to change.  


Quizzes:. Quizzes will often cover the key terms/vocabulary/concepts contained in the chapter.  


Exams:  The use of your notes and book IS permitted; however, cheating on exams is not acceptable and will be subject to violations of the Academic Dishonesty policy. 


Late Work:  All assignments, quizzes,  and exams must be completed and submitted on the due date or risk a deduction of points.


Grades: Assignments, quizzes and exams will be graded by the next class.


Academic Dishonesty: Copying, stealing, and/or submitting someone else's work is considered a violation of the Academic Dishonesty policy. Academic Dishonesty of any kind will not be tolerated. A student violating this policy will receive a ZERO on any assignment (first offense); a second incidence of academic dishonesty will result in failure of the class and meeting with program coordinator and/or department chair.


Classroom Etiquette: We will respect each other and their personal space. Always be considerate and treat others how you would like to be treated.

Attendance Policy none
Additional Information
Institutional Policies
MyLSCPA Be sure to check your campus email and Course Homepage using MyLSCPA campus web portal. You can also access your grades, transcripts, academic advisors, degree progress, and other services through MyLSCPA.
Academic Honesty Academic honesty is expected from all students, and dishonesty in any form will not be tolerated. Please consult the LSCPA policies (Academic Dishonesty section in the Student Handbook) for consequences of academic dishonesty.
ADA Considerations The Americans with Disabilities Act (ADA) is a federal anti-discrimination statute that provides comprehensive civil rights for persons with disabilities. Among other things, this legislation requires that all students with disabilities be guaranteed a learning environment that provides for reasonable accommodation of their disabilities. If you believe you have a disability requiring an accommodation, please contact the the Office for Disability Services Coordinator, Room 231, in the Madison Monroe Building. The phone number is (409) 984-6241.
COVID 19 Information The Lamar State College Port Arthur (LSCPA) Student Code of Conduct COVID 19 Policy requires students who have been diagnosed with COVID 19 to report their condition directly to their local health department. Students should also contact their course faculty to report their quarantine status. In addition, this policy requires all students to wear face coverings when directly exposed to COVID 19 in compliance with the criteria included in the policy. For more information please refer to the COVID 19 link on the LSCPA website.
Facility Policies No food or tobacco products are allowed in the classroom. Only students enrolled in the course are allowed in the classroom, except by special instructor permission. Use of electronic devices is prohibited.
HB 2504 This syllabus is part of LSCPA's efforts to comply with Texas House Bill 2504.
Mandatory Reporting of Child Abuse and Neglect As per Texas law and LSCPA policy, all LSCPA employees, including faculty, are required to report allegations or disclosures of child abuse or neglect to the designated authorities, which may include a local or state law enforcement agency or the Texas Department of Family Protective Services. For more information about mandatory reporting requirements, see LSCPA's Policy and Procedure Manual.
Title IX and Sexual Misconduct LSCPA is committed to establishing and maintaining an environment that is free from all forms of sex discrimination, including sexual harassment, sexual violence, and other forms of sexual misconduct. All LSCPA employees, including faculty, have the responsibility to report disclosures of sexual misconduct, including sexual harassment, sexual assault (including rape and acquaintance rape), domestic violence, dating violence, relationship violence, or stalking, to LSCPA's Title IX Coordinator, whose role is to coordinate the college's response to sexual misconduct. For more information about Title IX protections, faculty reporting responsibilities, options for confidential reporting, and the resources available for support visit LSCPA's Title IX website.
Clery Act Crime Reporting For more information about the Clery Act and crime reporting, see the Annual Security & Fire Safety Report and the Campus Security website.

Grievance / Complaint / Concern If you have a grievance, complaint, or concern about this course that has not been resolved through discussion with the Instructor, please consult the Department Chair.
Department Information
Inmate Instruction
Chair:Sheila Guillot
Email:guillsr@lamarpa.edu
Phone:(409) 984-6381